Struggling to be debt free

Boy, I have I been busy lately!  I have been neglecting this poor little blog.  I hope to have a chance to catch up with my blog reading this weekend.  Frankly, I am considering calling in sick tomorrow.  I have 2 meetings and 2 conference calls on Friday. So if I don't want to go into work, tomorrow is my only day.  Anyways, on to the point of this post! I calculated my anticipated savings rate today,  it is about 22% of my net pay.  I've read a lot of FIRE blogs and most indicate that savings rate is the most significant factor in reaching financial Independence.  Based on my anticipated savings rate, I want to try and increase it to 25% by the end of the year.  I need to develop a new method to track my savings.  This will be a hard goal to balance with my goal to pay down my mortgage.  My job is crazy (it'll have to be a whole separate post) and stress ridden.   I really need to see the needle start to move to...

Here's where the numbers stand. Savings- $12,916 Emergency Fund  $12,552 Online Savings Account/$7,552 of that amount is for my Car Replacement Fund/$5k is for my EF $3,160 Online Savings Account #2- all car replacement  $29,255 Retirement- Roth IRA  $7,617Taxable Brokerage (Retirement) $803 Travel Fund (Work) $850 pet fund  $5 medical fund $1,274 furniture fund $0 Slush fund Home- $304,669-per zillow               Total (not including home): $68,432               Total (including home): $373,101 Liabilities- Mortgage $195,623 Furniture (0% financing) $850                                  Total (not including mortgage): -$850                     Total (including mortgage): -$196,473    ...