Struggling to be debt free

  1. Pay mortgage down to under $120k. I currently owe just over $135k I am paying an extra $500 a month on my mortgage. I also hope to get a bigger year end bonus and apply a portion of that to the mortgage this year.  I am down to $113,023 remaining! 2. Increase contribution to 401k to 10% from 8% I currently am contributing 8% of my $168k salary. I expect a 5% raise to $176k. I will increase my 401k contribution to 10% of my new salary.  My raise was to $175K. I increased my 401k contributions to 10%. 3. Increase savings account (Marcus) to $50k (started at approximately $40k).  I've always had anxiety over job loss. I hope to keep a $50k savings account for my emergency fund and household expenses.  My savings account is at $51,174.  4. Max out Back door Roth Contributions Complete! 5. Lose 30lbs I lost about 6lbs and gained it all back.! 6. Read 12 books I stopped counting and now I can't find the list I had of completed books. I may start listening to...

  I love setting goals for myself. It helps keep me motivated and on track (kinda of). Here are my goals for 2026. Let's GOOOOO!!!  1. Roth IRA . I want to max out my contributions to my Roth IRA this year. The contribution limit was raised to $7,500 for 2026 and I want to make sure I hit that limit. Future me will thank me later.  2. 401k. I want to increase my contribution to my 401k. I am currently contributing 10% of my $175k salary. I plan to increase that amount to 11% or 12% this year depending on the amount of my raise.  3. Income . I want to increase my salary to $200k this year. However, I would be satisfied with a raise to $187,500. Performance reviews are in April and I have been compiling my list of achievements. I plan to include reference to motions won, case closure rate, settlements for less than X number of dollars, new business brought in, etc. I have a feeling this will be a tough ask, not because I am underperforming but more because my boss is c...