Final Update on 2025 Goals!

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1. Pay mortgage down to under $120k. I currently owe just over $135k
I am paying an extra $500 a month on my mortgage. I also hope to get a bigger year end bonus and apply a portion of that to the mortgage this year. 




I am down to $113,023 remaining!


2. Increase contribution to 401k to 10% from 8%
I currently am contributing 8% of my $168k salary. I expect a 5% raise to $176k. I will increase my 401k contribution to 10% of my new salary. 




My raise was to $175K. I increased my 401k contributions to 10%.

3. Increase savings account (Marcus) to $50k (started at approximately $40k). 




I've always had anxiety over job loss. I hope to keep a $50k savings account for my emergency fund and household expenses. 

My savings account is at $51,174. 

4. Max out Back door Roth Contributions


Complete!

5. Lose 30lbs



I lost about 6lbs and gained it all back.!

6. Read 12 books


I stopped counting and now I can't find the list I had of completed books. I may start listening to audiobooks. 

7. Take one trip


Done! My friend paid for everything as a birthday gift to me! We later went on another trip for her birthday.  

8. Exercise and move more.

I definitely moved more than last year, but did not keep track of any metrics. Oh well. 

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