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Showing posts from July, 2016

What??? And a proposition.

It's the end of July.  Where has this month gone?  It has literally flown by! I have been working so much this month.  I have worked almost every weekend and I am starting to feel the exhaustion.  I think I have completed most of the time sensitive work and I should be able to finally stop working weekends.  I don't recall if I mentioned it on the blog, but over the past 2 years or so, the firm has lost many staff members. Many of them have not been replaced or if they have been replaced it has taken 9 months or more to replace that person. During the down times, I have picked up a good bit of the slack.  Recently, again the firm is down several billable employees. My guess is that those employees will not be replaced before the end of the year.  With that, I am expecting to have to again help pick up the slack.  I don't mind helping to pick up the slack, but I also don't believe that I should have to give up my weekends in order to assist the f...

Second Quarter Check In

At the beginning of the year I made several goals.  Let's see how I am doing. 1. Pay off student loan-DONE I paid off my final student loan in January!! 2. Increase emergency fund to $15,000- DONE-ISH I increased my emergency fund to $15,000 in Mid- February, however later I pulled money out to fund my Roth for 2015.  Right now I have about $14,000.  I'm building it back up.  3. Save $2,000 towards a new vehicle- IN PROGRESS I have saved $720 towards my new car. 4. Begin retirement contributions and save $5,500 towards retirement- DONE!! I have saved $5,500 toward retirement this year. 6. Begin investing in mutual funds- FAIL I haven't started investing yet.  I plan to wait until I get my ROTH for 2016 funded. 7. Maintain a $1,000 (work) travel fund- IN PROGRESS I have around $470 in here. This ebbs and flows though because I travel for work and it takes 2 to 3 months for reimbursements.  I have 4 or 5 travel vouchers outstanding....

Net Worth

I've never done a net worth post, so I have decided to do one.  This one is not completely accurate because I charged some stuff on my credit card that I haven't paid off yet.  I have the money set aside for it, but I haven't had a chance to make payment yet or balance my checkbook from the last pay period so everything is not broken down into the respective categories. My net worth is calculated based on my assets minus my liabilities.  Assets $5,561.54 online savings account $5,628.25 Roth IRA $12,356.77 bank account- includes emergency fund $269,570 house (per zillow)            Total Assets: $293,116.56 Liabilities $729.88 credit card $219,488.26 mortgage            Total Liabilities: $220,218.14 NET WORTH: $72,898.42 I have a positive net worth!!!