Struggling to be debt free

I maxed out my 2016 Roth contributions just before the deadline. Below are the contributions and the dates for my 2016 Roth. 2016 Roth Contributions 8/15/16- $550 9/16/16- $1,281 10/18/16- $1,389 11/15/16- $280 1/18/17 - $1,000 4/4/17- $600 4/12/17- $400 I know I'm a nerd, I love tracking my progress and making charts and lists!! Anyways 2016 Roth is done and now I am on my way to maxing out my 2017 Roth.  After that I will focus on building my emergency to $17,500 (right now I am at 15,500).  2017 Roth Contributions 4/14/17- $1,004  Gotta run! Happy Easter to those that celebrate the holiday!

1. Increase emergency fund from $15,000 to $17,500.-IN PROGRESS I have increased this by $500 (It was actually $1,000, but I had to borrow $500 for my work travel due to the extremely slow and awful reimbursement process). 2. Add $9,500 to my retirement with an overall goal of having $20,000 in retirement savings by the end of the year.--IN PROGRESS I have contributed $1,600 to retirement this year. I believe my ROTH is at approximately $11,400.  3. Pay an extra $100 a month on the mortgage, with an end goal of having the balance under $210,000 by the end of the year.- SO FAR SO GOOD. I have paid at least $100 extra on each mortgage payment so far this year. 4. Save $2,500 into car replacement fund with the end goal of having $5,000 in the car replacement fund by the end of the year. IN PROGRESS I have over $3,000 saved towards a new car. 5. Pay off furniture I bought before expiration of 0% financing period.  Will blog about this later in a separate post. --DONE ...

I was able to put $600 towards my retirement goal in March! That means I only have $400 left to put in my Roth for 2016, which I should be able to to with my next paycheck on 4/13.  Then my Roth for 2016 will be maxed out!  Next, I can start the battle against my Roth IRA contributions for 2017.  I don't know how everyone else feels, but, to me, it feels so hard to actually build up a lot of cash for retirement.  The fact that I can only put $5,500 per year into my Roth sucks.  I really wish they would raise the contribution limits.  I haven't bought anything this year because the market has been pretty crazy, "financial experts" are forecasting a market correction and I haven't had enough money to buy a new mutual fund ($3,000 minimum for vanguard). Anyways, only $7,900 more (out of $9,500) to put away for retirement in 2017. Hopefully my next post will be a quarterly update on my yearly goals as-if you can believe it- it's already April!! I don't under...