I received my first dividend on my retirement investments. The mutual fund paid $0.179 a share and I received a total of $23.12! I was so excited for free money! LOL- I wish someone had told me about this dividend thing sooner! However, even with this dividend thing as of this morning-I'm only up about $15 in my retirement account. I guess any amount of up is better than down, right?
This investing this is stressful! I was listening to the radio the other day and one of the hosts on a nationally syndicated radio program stated that he only averaged a 1% return on his retirement account over all of the (20 plus) years of investing. That's crazy! He was upset and planning on transferring his investments elsewhere. It reminded me that I really need to keep a close watch on my investments and if they are not working then I need to make a change.