Thursday, August 31, 2017

It's Almost Labor Day & Goals

Today is the last day of August, boy time does fly when you get older.  It seemed like it was just the beginning of the year and now we are almost in the last quarter. I feel the need to get motivated and get started on some goals.

I have some goals for September:
1. Finish out my retirement contributions for the year- just $1,305 more to go
2. Read a book- any book, maybe 2
3. Exercise every week- 3 times a week
4. Review my budget, long term goals and short term goals.

As for labor day, I plan to spend the weekend with family.  Nothing special, maybe some bbq, walks and naps.  Anyone else doing anything fun or exciting?

As for the money front there is nothing exciting going on- had a dentist appointment earlier this week and that will cost be about $42 out of pocket after insurance and a credit I had on my account.  I should have just enough in my medical sinking fund to cover this expense once I get the bill.  I'm kind of excited to see how big I can grow my medical expense sinking fund. 

Also, I am putting an extra $290 on my mortgage payment this month.  I'm excited because, hopefully, by the end of next year I will have my mortgage paid down low enough to drop the PMI payment.  That will be an extra $115 that will go towards principal!

On the downside, the property taxes are probably going up this year due to increased property values and a proposed increase in the millage rate.  Increased property taxes will result in an increased escrow payment which results in a larger mortgage payment.  Boo.  I might just make an additional escrow payment at the end of the year so I can see if I can avoid a larger payment. 

As for the life front, I have new neighbors that have barking dogs.  They usually start barking at about 5:45 a.m. After work they start barking from about 6:30 until about 7:30 or 8:00. 

Lastly, I would like to do something to help the victims of hurricane Harvey.  I haven't decided whether to just donate to the redcross or do something else.  What kind of assistance are you providing?  Any suggestions?


  1. Woohoo for no more PMI - really push for it!
    Revanche had a few charities listed on this blog post:
    And PoF donated to several:

  2. Thanks for the great suggestions. I actually ended up donating to a charity connected with the American Bar Association. It helps to provide free legal assistance to the hurricane victims.

  3. Hey Michelle! I know you're in Florida, hope you're not too badly affected by Irma and staying safe! :) And I feel you on the barking dogs, our neighbor has one. Sometimes it's out all night long, right outside our bedroom window, annoying.

  4. After work they start barking from about 6:30 until about 7:30 or 8:00.