In other news, I am excited to announce that for the first time since I obtained a mortgage I paid more in principal payments than I did in escrow payments (without counting my normal extra $150 payment to principal only)! My principal payment was $437.85 ($587.85 including my additional $150 principal payment), my escrow payment was $437.21. Additionally, my interest payment fell to below $600. I "only" paid $599.53 in interest this month!
My real goal for the year is to pay more into principal (including extra payments) than interest for the year. My year to date totals are as follows:
I'm getting so close! I suspect I will have to make a slightly larger, principal only payment at the end of the year to make sure that I pay more in principal than interest,