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Showing posts from December, 2016

Financial Goals 2017

1. Increase emergency fund from $15,000 to $17,500. 2. Add $9,500 to my retirement with an overall goal of having $20,000 in retirement savings by the end of the year. 3. Pay an extra $100 a month on the mortgage, with an end goal of having the balance under $210,000 by the end of the year. 4. Save $2,500 into car replacement fund with the end goal of having $5,000 in the car replacement fund by the end of the year. 5. Pay off furniture I bought before expiration of 0% financing period.  Will blog about this later in a separate post. 6. Read 12 books 7. Write a book 8. Lose 10 lbs 9. Donate $200 to charity 10.  Get more life insurance 11. Build a separate car maintenance fund. 12. Look into and focus on career options. A few thoughts: This list represents an internal battle that I am experiencing.  I thought that a $15,00 emergency fund would be make me feel comfortable.  It does not. However, $15,000 does represent about a 6 month bare bone...

Net Worth End of November

Time is just rolling by-it's going too fast. It's already December and I don't know where the rest of the year went. Here's where things stood as of the end of November.  Savings-  $10,000 Emergency Fund $7,039.28  Online Savings Account/$1,995 of that amount is for my Car Replacement Fund $9,360 Retirement- Roth IRA $2,930 House fund $452 Travel Fund (Work) Home- $272,375-per zillow                   Total (not including home): $29,781                    Total (including home): $302,156 Liabilities- Mortgage $217,617                                  Total (not including mortgage): 0                     Total (including mortgage): -$217,192        ...