Struggling to be debt free

Welcome to June everyone!  I know I'm a bit late, but at least we are only 4 days in.  I ended up earning over $6 on my savings account this month.  Slowly, but surely I am creeping up.  I can't wait until I am earning over $100 a year in interest. I contemplated opening a CD with some of my EF, but the rates are so low right, I don't think I will bother.  I would get to tie up my money for 91 days to earn approximately $1.  The 1 year and 2 year rates are not much better.  I may reconsider later, as earning something (even just $1) is better than nothing.  I keep hoping that the savings interest rated will rise and make it worth putting money into CDs.  I ended the month with over $14,300 in my Roth.  That is exciting as I am creeping up on $15,000 in retirement savings.  I should make that in June....well depending on the market.  I should get one of those fancy progress bars for my blog. I am expecting some big expense...

Today is the first day of Spring!  I love this time of year.   It's warm, the sun is shining, flowers are blooming and plants are growing!  Since I don't do a Spring cleaning in my household, I figured a financial Spring cleaning is in order.  Below are the things I considered as part of my financial spring cleaning. 1. Check for unnecessary expenses.  Do you have any recurring, automatic charges that you no longer need? Magazine subscriptions? Credit card protection plans?  If so, cancel them.  The only thing I have is a pet plan that I need to cancel.  I can't cancel it until July for 1 cat and December for the other 2 cats.  I need to get on the ball about this and start saving for their medial expenses. 2.  Check for ways to save money on your monthly bills.  Is the contract up on your cable, telephone or internet service?  Maybe you can call and see if the company is willing to offer you a new lower rate.  If...