Struggling to be debt free

Ally has raised the rate on its savings account to 2.00%!!! I love Ally because they have consistently raised rates since I opened mine just a few months ago! However, MySavingsDirect.com is currently offering 2.35% on its savings account!  I have had MySavingsDirect account, a division of Emigrant Bank, for  a few years now. Both accounts are fine, but it did take MySavingDirect a while to raise its rates to compete with the other banks. I still need to check out Marcus by Goldman Sachs, I heard they were a good too and had high rates.  But, on the other hand, 2 savings accounts are probably enough.  I read a very sad and sobering story about a couple firmly entrenched in debt.  It is a warning to us all to get our money under control.  You can read it here . 

Another short post this morning. I just opened a new savings account with Ally.  The rate is 1.65% and the rate on my old savings account  was 1.00%.  I should earn just shy of $200 a year on my savings with this new rate! I know $200 a year isn't going to make or break me, but it's definitely a nice addition to my savings.   I also learned that a company named Marcus was is offering 1.8%, but I have not looked into the details yet.  If it is offering no minimum balance and no fees, I might have to open another savings account!