Struggling to be debt free

I have been working on my financial goals for 2018 and I plan on increasing (as I do every year) my charitable contributions.  I generally give to a legal aid charity and my law school.  This year I also donated to the victims of Hurricane Harvey through the American Bar Association.  I also often donate clothes and household items to Goodwill.   Looking forward to 2018 I think I would like to add the American Cancer Society and St. Jude's to my list.  I also want to donate my time to help others.  Do you have any favorite charities that you like to donate to every year?  Are there any charities that I should stay away from? 

I guess because its getting close to the end of the year, I have been thinking a lot lately about the future. There are several things I want to do over the next 5 years.  So this is almost a bucket list of things to do before I hit 40: 1. Have retirement savings of over $100,000 by the time I turn 40 (or at least sometime that year). 2. Have the outside of the house pressure washed and painted. 3. Have the inside of the house painted 4. Remodel the kitchen 5. Remodel the master bathroom. 6. Buy a new laptop. 7. Purchase bedroom furniture, including a nice new mattress to replace my 14 year old mattress. 8. Buy a new car. 9. Pay down the mortgage significantly to at least a balance of $150,000.  I was going over my yearly budget for next year and I wonder where I will find the money to accomplish all of these goals over the next five years.   Do you have any major financial goals that you would like to accomplish over the next 5 years?  What are they...