Update
It's already the middle of 2014. Where has this year gone? I am so amazed how quickly it has passed. The older you are the quicker Christmas comes and each year passes.
I figured it was about time that I gave you guys an update on the finances so far this year. Here goes.
Student loan- In January I owed approximately $28,853.00 on the loan. Currently I owe $26.718, which amounts to a $2134.50 payoff so far this year. This loan is actually 2 loans through the same provider. The little loan, around $6,000, is actually paid up through December of 2015. The payment date has been advanced, but the entire payment has been applied to the principal. Geez, I was hoping for so much better.
Savings account- I have approximately $9,700 in my emergency fund. I have $920 in my online savings account. This month I have earned $0.35 in interest, so far. I have approximately $106 in rewards for my credit card (Capital one Quicksilver). (I also have 2 outstanding travel vouchers which both will go to the emergency fund, they total about $325). I also have about $104 in my slush fund, which will probably go towards my sister's birthday present.
Dental work. I have paid $1100 to the endodontist (root canal). Around $500 to the dental (filling, x-rays, etc.). $2845 to the oral surgeon (for the removal of 6 teeth and crown lengthening). All cash flowed, which of course has taken away from my student loan repayment progress.
General medical: this category has totaled around $1,000 (mostly eye appointment and contacts, medications after root canal, copays, etc.)
I had some major expenses for my car as well: new cv axle, brakes, etc. all of which totaled $757. I haven't found the money for this yet. It went on the credit card.
This is it and it sucks. This dental work is killing me.
I figured it was about time that I gave you guys an update on the finances so far this year. Here goes.
Student loan- In January I owed approximately $28,853.00 on the loan. Currently I owe $26.718, which amounts to a $2134.50 payoff so far this year. This loan is actually 2 loans through the same provider. The little loan, around $6,000, is actually paid up through December of 2015. The payment date has been advanced, but the entire payment has been applied to the principal. Geez, I was hoping for so much better.
Savings account- I have approximately $9,700 in my emergency fund. I have $920 in my online savings account. This month I have earned $0.35 in interest, so far. I have approximately $106 in rewards for my credit card (Capital one Quicksilver). (I also have 2 outstanding travel vouchers which both will go to the emergency fund, they total about $325). I also have about $104 in my slush fund, which will probably go towards my sister's birthday present.
Dental work. I have paid $1100 to the endodontist (root canal). Around $500 to the dental (filling, x-rays, etc.). $2845 to the oral surgeon (for the removal of 6 teeth and crown lengthening). All cash flowed, which of course has taken away from my student loan repayment progress.
General medical: this category has totaled around $1,000 (mostly eye appointment and contacts, medications after root canal, copays, etc.)
I had some major expenses for my car as well: new cv axle, brakes, etc. all of which totaled $757. I haven't found the money for this yet. It went on the credit card.
This is it and it sucks. This dental work is killing me.
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