Struggling to be debt free

My goal was to save $9,000 for retirement this year and I have officially completed that goal.  As of November 15, 2016 I managed to tuck away $9,000 into my retirement account.  The value of my retirement account currently sits at $9,449.  I had a goal to earn 5% on my retirement fund this year and I just might make that.  Technically, I have made more than 5% on my retirement account because I still have $935 (part of $9,000) sitting in my settlement fund.  So only $8,065 has actually been invested.   Let's just hope that the stock market continues to make smooth, steady progress upwards throughout the end of the year. How are you guys doing on your retirement accounts this year?

In a recent blog post Double Debt Single Woman wrote about how she just found my blog.  Go check her out at https://doubledebtsinglewoman.com . She is documenting her journey out of a ton of debt and it is a really great read.  Check out her blog and wish her luck on her journey out of debt. 

Here is where things stood as of the end of October 2016   Savings-  $10,000 Emergency Fund $6,479.62  Online Savings Account/$1,440 of that amount is for my Car Replacement Fund $8,701 Retirement- Roth IRA $2,228 House fund $513 Travel Fund (Work) Home- $273,355-per zillow                   Total (not including home): $27,921                   Total (including home): $301,276 Liabilities- Mortgage $217,617                                  Total (not including mortgage): 0                     Total (including mortgage): -$217,617                            ...

Third Quarter Check I- this is totally late, I know.  At the beginning of the year I made several goals.  Let's see how I am doing. 1. Pay off student loan-DONE I paid off my final student loan in January!! 2. Increase emergency fund to $15,000- DONE I increased my emergency fund to $15,000 in Mid- February, however later I pulled money out to fund my Roth for 2015.  Last check in I had about, $14,000.  I am back up to $15,000 right now. 3. Save $2,000 towards a new vehicle- IN PROGRESS I have saved $1,440 towards my new car. 4. Begin retirement contributions and save $5,500 towards retirement- DONE-ISH I modified this goal to save $9,000 a year towards retirement. I have contributed $8,720 towards retirement.  Only $280 left to go. 5. Begin investing in mutual funds- FAIL I haven't started investing yet.  I modified this goal.  I decided to put $9,000 towards retirement this year.  $5,500 went towards my ROTH for 2015 and $3...