At the beginning of the year I made several goals. Let's see how I did.
1. Pay off student loan-DONE
I paid off my final student loan in January!!
2. Increase emergency fund to $15,000- DONE
I increased my emergency fund to $15,000 in Mid- February, however later
I pulled money out to fund my Roth for 2015. Last check in I had about,
$14,000. I am back up to $15,000 right now.
3. Save $2,000 towards a new vehicle-DONE
I saved $2,360 towards my new car.
4. Begin retirement contributions and save $5,500 towards retirement- DONE
I modified this goal to save $9,000 a year towards retirement. - DONE
5. Begin investing in mutual funds- FAIL
I haven't started investing yet. I modified this goal. I decided to
put $9,000 towards retirement this year. $5,500 went towards my ROTH
for 2015 and $3,500 will go towards my 2016 ROTH. Next year will I put
the amount over and above that which I can put into a ROTH into a mutual
fund.
6. Maintain a $1,000 (work) travel fund- DONE-ISH
This ebbs and flows though because I travel
for work and it takes 2 to 3 months for reimbursements.
7. Build a $1,000 car maintenance fund- FAIL
I have been focusing on the Roth and saving money for new furniture.
8. Build a $500 home maintenance fund- DONE
I
have been focusing on the Roth and saving money for new furniture. I
tend to think of my new furniture fund as a home maintenance fund. I have approximately $3,000 saved for household expenses.
9. Build a $750 medical fund- FAIL
I have been focusing on the Roth and saving money for new furniture.
10. Build a $500 pet fund- FAIL
I have been focusing on the Roth and saving money for new furniture. I have $120 saved in this fund.
11. Lose 30lbs!!!!- FAIL
I have lost 6 lbs.
12. Read 24 books- FAIL
I only read 12 books this year.
13. Travel somewhere cool!- FAIL
Total fail. No money and no time. Too many family emergencies.
Darling you are rocking it! CONGRATULATIONS on paying off the student loans - what a relief that must be! Don't beat yourself up for not accomplishing all your goals - you had some pretty lofty goals and they were spread over a lot of areas. I am thoroughly impressed!
ReplyDeleteAww! Thank you for you kind words. I definitely feel like a bit of a failure, but I am hoping to totally rock things in 2017!
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