Struggling to be debt free

I tried to draft this from my kindle, but gave up because the text displays oddly when you are typing.  Anyways, I wanted to give you all an update on my retirement savings for the year. Early in 2017 I contributed $2,000 to my 2016 Roth in order to max out my 2016 contributions.   So far this year, I have contributed $4,382 to my Roth.  I should be able to max out my 2017 contributions next month ($1,118 left to go!).  My contributions for my 2017 Roth are below: 4/14/17- $1,004 5/15/17- $1000 6/15/17- $1,000 7/15/17-$1,378 I plan to add $2,000 into a taxable account after I max out my Roth.  My Roth as of today is valued at about $16,931.  A few days ago it was worth over $17,000! I hope today is a great day in the market, it would be a nice psychological boost going into the weekend.   Also, I have been those using those silly retirement calculators a lot and reading about how much money you should have saved for retirement by each age...

It was completely out of the blue and unexpected.  I received a $5,000 a year raise which will take place next pay period.  I've already done the math and this will amount to $140 more each pay period.  I don't know why my bosses decided to give me a raise.  Wait, well let me clarify.  I work very hard, take on extra responsibilities at work and work more than 40 hours a week.  I often end up doing the work of others as well.  However, that type of work ethic, generally, is not rewarded at the firm.  For example, my boss's assistant has been given almost $30,000 in raises over the course of 7 years of employment.  She is rarely at work and because my boss does not work she often does not have much to do.  Even when she is given work, she sometimes doesn't do it.  My boss asked me to ask her (yes, I know- we were all literally in the same building on the same floor) to prepare a list of cases.  Six weeks later, she finally did...

So about 2 weeks ago, after work, I went to pick up some Chinese food for dinner. As I was pulling into the parking lot my battery light on my car dashboard lit up and then went out.  Then it came on and stayed on.  I pulled into a parking spot and pulled out my manual and it said something to the effect of pull over immediately and call for help.  Well, I am stubborn.  I first picked up the food I ordered and then drove 25 minutes home in rush hour traffic.  It was a stressful, nail biting experience, but I made it home.  Once I got home I started googling the battery dashboard indicator light in Toyotas.  I found that it mostly likely meant that my alternator had gone bad.  I deduced this because for about 2 months I had been hearing a whirring noise after long drives.  I had googled the whirring noise, but didn't find anything significant and it wasn't too annoying.  Well, FYI, a battery light and a whirring noise means your alterna...

1. Increase emergency fund from $15,000 to $17,500.-IN PROGRESS I have $15,905 in my EF currently.  6 months to get this where it should be. 2. Add $9,500 to my retirement with an overall goal of having $20,000 in retirement savings by the end of the year.--IN PROGRESS I have contributed $5,004 to retirement this year. I believe my ROTH is at approximately $15,300.  3. Pay an extra $100 a month on the mortgage, with an end goal of having the balance under $210,000 by the end of the year.- SO FAR SO GOOD. I have paid at least $100 extra on each mortgage payment so far this year. This goal may change- more on this later. 4. Save an additional $2,500 into car replacement fund with the end goal of having $5,000 in the car replacement fund by the end of the year. IN PROGRESS I have over $3,747 saved towards a new car. 5. Pay off furniture I bought before expiration of 0% financing period. --DONE I paid this off in approximately 2 months- no interest paid!!! 6. Rea...

Happy Fourth of July!! Here's where the numbers stand. Savings-  $10,905 Emergency Fund  $8,831 Online Savings Account/$3,747 of that amount is for my Car Replacement Fund   $15,358 Retirement- Roth IRA $735 Travel Fund (Work) $360 pet fund  $25 medical fund $25 furniture fund $81 Slush fund  Home- $284,551-per zillow                   Total (not including home): $36,320                   Total (including home): $320,871 Liabilities- Mortgage $213,165 credit card $324 (remainder of balance from car repair)                                  Total (not including mortgage): -324                     Total (including mortgage): -$213,489        ...