The Mortgage is Under $200k!!!!

I made my December mortgage payment last week and my mortgage balance finally dropped under $200,000!! The current balance is $199,275!! I was beginning to think it would never get out of the $200,000s.  I am ahead of my amortization schedule by about a year and a half.  I'm at 80.7% LTV.  SOoo close to 80% and so close (relatively) to dropping PMI. 

I have one more mortgage payment to make before the end of the year (my 12/31 payment), so the balance should drop down to the $198,000s. My mortgage at the beginning of the year was at 208,908.  So about a $10,000 drop in principal for the year!