Struggling to be debt free

I had a very long talk with my boss last Friday evening about my unhappiness working for the firm.  This was a hard conversation for me to have with him.  I, essentially, asked him what could the firm offer me in terms of a long term future.  Also, asked him what could I do to assist the firm in becoming a major player and expanding our market.  He did not have any answers for me, but he did say that he would look into it. Whatever that means.  He lied quite a bit during the conversation.  I only called him on one of the lies.  I assume that he does not realize that the employees talk with each other and, of course, share information.  I felt a bit dissatisfied after the very long and exhausting talk.  It appears that he has no plan for the future of the firm or the future of the employees.  I asked him specifically what he saw my role as in the future and he could not articulate anything to me.  A few good things came out of this...

Here's where the money went: $260 utilities $100 groceries $1000 dental fund $640 student loan $100 savings $214 spending $100 gas That's it, my paycheck very quickly and precisely spent in a short list. As noted above, I paid $640 to my student loan.  So now, the grand total owed on my student loans is $24,242.53.  I owe $20,207.53 (which includes the interest which will accrue through the end of the month) on my larger student loan.  I now owe approximately $4,035 on the smaller student loan.  If everything goes according to plan I should be able to get these two student loans under $24,000 by the end of the year! My dental fund has about $3,484.27 left in it, this will go down by about $1,000 when I have the next crown placed at the end of the month. My online savings account is up to $2,123.73.  Last month I earned $1.08 in interest.  Hello- passive income! I have earned $3.73 so far this year. 

I am finally owe less than $25,000 on my student loan debt!! The outstanding balance on the larger loan is $20, 180.56.  The outstanding balance on the smaller loan is $4,669.13.  The grand total is...$24,849.69!!! I am sooo excited. Picture me spinning in circles until I am so dizzy I can't stand up straight!!  Everyone celebrate with me! When I started this blog (earlier this year) I owed over $28,000 on these loans. Of course, this makes the next goal to get the loans under $20,000. I would really like to meet that goal by the end of the year, but I don't think that is possible.  I am trying to cash flow all of the dental work that still has to be done so that is taking a large portion of my disposable income.  I just paid over $1,300 for a crown and some other cosmetic things (smoothing down a chip in my front teeth), but hopefully the dental work will be done by early next year so I can focus on paying down the student loan debt with a vengeance.