$1,480 mortgage
$310 emergency fund
$182 mortgage escrow shortage
$60 pet plan
$190 groceries
$200 spending
$100 gas
I pulled $1,690 out of my emergency fund so that I could pay off my student loan (back in January), so the $310 represents a payment back into the EF to build it back up. I actually just checked my bank account and my tax refund came in, so with that my emergency fund is now back up to $10,000! Whohoo! That was making me nervous having it under $10,000.
After pulling my EF back up to $10,000 I still had $238 left of my tax refund and I transferred that $238 into my online savings account. With that $238, I have $4,265 in my online savings account. I want to build that online savings account up to $5,000 so that my total EF equals $15,000. I eventually will build it up to about $20,000. However, I want to start working on retirement, saving for new furniture and a new car which means anything over $15,000 will have to wait. Whew! Anyways, I gotta run. Hopefully, this evening I will have time to catch up on some of my favorite blogs!
You are doing a great job with saving and prioritizing. That's not always easy when you've been so focused on paying off debt.
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Hello,
ReplyDeleteDo you need an urgent loan to clear your debts or you need a capital loan to improve your business?have you been rejected by banks and other financial agencies? Do you need a consolidation loan or a mortgage? search no more as we are here to make all your financial problems a thing of the past.
This is the MORGAN WILLIAM loan company. we offer loans to those that are interested at an affordable interest rate of 4% amount range from $5,000.00 Dollars to a maximum of $100,000,000.00 Dollars.
Our loans are well insured as maximum security is our priority.
Contact us via email:
morganwilliamloanfirm200@hotmail.com
Kind Regards
Morgan William
GIVING YOUR WORLD A MEANING.