$310 emergency fund
$182 mortgage escrow shortage
$60 pet plan
I pulled $1,690 out of my emergency fund so that I could pay off my student loan (back in January), so the $310 represents a payment back into the EF to build it back up. I actually just checked my bank account and my tax refund came in, so with that my emergency fund is now back up to $10,000! Whohoo! That was making me nervous having it under $10,000.
After pulling my EF back up to $10,000 I still had $238 left of my tax refund and I transferred that $238 into my online savings account. With that $238, I have $4,265 in my online savings account. I want to build that online savings account up to $5,000 so that my total EF equals $15,000. I eventually will build it up to about $20,000. However, I want to start working on retirement, saving for new furniture and a new car which means anything over $15,000 will have to wait. Whew! Anyways, I gotta run. Hopefully, this evening I will have time to catch up on some of my favorite blogs!