Wednesday, February 10, 2016

Budget Breakdown February 1-15

$1,480 mortgage
$310 emergency fund
$182 mortgage escrow shortage
$60 pet plan
$190 groceries
$200 spending
$100 gas

I pulled $1,690 out of my emergency fund so that I could pay off my student loan (back in January), so the $310 represents a payment back into the EF to build it back up.  I actually just checked my bank account and my tax refund came in, so with that my emergency fund is now back up to $10,000!  Whohoo! That was making me nervous having it under $10,000. 

After pulling my EF back up to $10,000 I still had $238 left of my tax refund and I transferred that $238 into my online savings account.  With that $238, I have $4,265 in my online savings account.   I want to build that online savings account up to $5,000 so that my total EF equals $15,000.  I eventually will build it up to about $20,000.  However,  I want to start working on retirement, saving for new furniture and a new car which means anything over $15,000 will have to wait.  Whew! Anyways, I gotta run.  Hopefully, this evening I will have time to catch up on some of my favorite blogs! 

4 comments:

  1. You are doing a great job with saving and prioritizing. That's not always easy when you've been so focused on paying off debt.

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