Struggling to be debt free

It's only Tuesday and it's already been a rough week with more to come. Here's the struggle so far: 1. My boss is a gigantic pain.  He keeps emailing me and asking me for things that I prepared and sent him ages ago.  Most recent, a document he insisted that I prepare right that second.  I had prepared it and emailed it to him exactly 1 month ago. Also, it was a document he could have written himself. 2.  My boss is lazy.  Clients keep calling and emailing me for updates because they know I will respond quickly. These are cases that he is lead on and I am only assisting.  I have my own cases for which I am the lead attorney. 3. An attorney (opposing counsel) I don't know and have never worked with before was rude to me.  Without being too specific, he was mad because he did something wrong and I pointed it out.  However, I did not point it out in the way he wanted me to. He went out of his way to send a rude email.  4. My long term to...

This year, despite my unreasonable and ridiculous spending, I have completed my retirement savings for the year.  My goal was to put $9,500 into retirement for the year and I have accomplished that goal!  Where did all that money go? $2,000 into my 2016 Roth, $5,500 into my 2017 Roth and $2,000 into a taxable account. The contributions and dates are listed below: 1/18/17 - $1,000 4/4/17- $600 4/12/17- $400 4/14/17- $1,004 5/15/17- $1000 6/15/17- $1,000 7/15/17-$1,378 8/15/17- $1,118 8/17/17- $695 9/15/17 -$508 10/16/16 - $797 My retirement account is worth approximately $20,600 as of today. This is great as my goal was to have $20,000 saved for retirement by the end of this year. I finished my retirement savings in November of last year and in October this year. Looking into the future for 2018, I plan to increase my contributions to $10,500.  That will mean $5,500 into my Roth and $5,000 into my taxable account. My goal will be to have $33,000 saved for ...

Welcome to Tuesday! Monday actually went by so quickly and that actually was nice.  I know I often complain about time flying, but a Monday going by quickly was pleasant.  On to the important things! As I have previously blogged I have been making extra principal payments on the mortgage this year.  Finally, as of the end of September/beginning of October, I have paid more in principal payments than in interest payments! The numbers are as follows:     Principal $5,549.78 Interest $5,425.01 Yay!! It sucks that so much has gone towards interest, but I keep thinking of all of the interest I am saving by paying extra on the principal. I have to keep this post short as a I have to get on the road (the travel never ends!).  Have a wonderful day!

Weekends fly by so quickly compared to the work week and it's now Monday...again.  I have been feeling a little under the weather the last several days, but I wanted to work on clearing some clutter from the house.  I forced myself to work on filing some paperwork in the office in order to clear the overflowing filing bin.  I now have a huge box of papers to shred.  I will save those for my mother since she likes to have tasks to do when she spends time at my house (she will be here next week).  I  cleaned off the desk and threw away a bunch of clutter obscuring the work space.  I managed to find a cabinet for about $80 at home depot that worked for the office.  It's almost 6 feet tall and I was able to clear a couple of boxes of office supplies that were sitting on the ground.  It's nice and organized now.  I just need to get rid of an armchair that is way too big for the small room.  Also, I need to purchase a bookshelf so I can u...

I don't know how time keeps slipping by me.  It's October already.  I only put up one post in September. This has been one heck of a year and it seems to be going by so fast.  Maybe even faster than years past.  Maybe it's because I am older? Anyways on to updates.  I'm sure everyone has heard about the mass shooting in Las Vegas, again I am late to the discussion.  How disheartening to hear these stories.  The only light in these repeated stories is the kindness of strangers helping strangers. Financially things are going okay.  I have been overspending a lot lately and I can't seem to stop that.  It's definitely been a theme this year.  I have not been able to figure out why I am overspending so much this year.  However, I have been making progress on my goals so I will take that over nothing at all.  I had some goals for September- those did not go well! 1. Finish out my retirement contributions for the year- just $1...