Struggling to be debt free

I wanted to document my car shopping process.  By way of background, I have 13 year and 3 month old toyota 4runner.  To date I have a little over $22,000 saved for a down payment (this includes $5,000 from my EF). I have looked up the KBB and carfax trade in values for my car.  It is worth about $6,100. I have done extensive research about multiple cars including, reliability ratings, complaints, repair costs, etc.  Spoiler Alert: I have not yet purchased a car. My car shopping adventures began on December 30, 2019. My first stop was the Acura Dealership.  The sales guy was super nice.  Nicest and the most well informed of all.  We test drove an Acura MDX.  It was a nice car.  I don't like the body style and the brakes were mushy.  However, Acura is the luxury version of Honda, so I thought it might be worth a shot. It was a nice car with lots of options and all the safety features. Lane departure assist, collision avoidance...

Here are my 2020 goals: 1. Blog more and more consistently. My goal is going to be 2 posts a month.  I'm not very interesting or exciting. I am also very cheap.  That means that I do not have a lot to write about for this mostly financial blog.  Unless you want to hear stories about my cats, sitting on the couch or long car rides. 2. Eat healthier.  I travel a good bit for work.  (I currently have $1,600 in outstanding travel reimbursements.) I tend to eat fast food on the road because it's fast.  I don't want to spend 40 minutes at a restaurant when I just want to get back home before 7:30p.m.  I tend to eat burgers and fries because I can't hold a fork and eat a salad when I drive. I need to spend more time taking care of myself.  Sometimes I will have to stop and eat a salad in a restaurant rather than race home. I hope this will lead to consistent weight loss. 3. Contribute a minimum of $11,000 to retirement with the goal of having $65...