Saturday, January 4, 2020

2020 goals

Here are my 2020 goals:

1. Blog more and more consistently. My goal is going to be 2 posts a month.  I'm not very interesting or exciting. I am also very cheap.  That means that I do not have a lot to write about for this mostly financial blog.  Unless you want to hear stories about my cats, sitting on the couch or long car rides.

2. Eat healthier.  I travel a good bit for work.  (I currently have $1,600 in outstanding travel reimbursements.) I tend to eat fast food on the road because it's fast.  I don't want to spend 40 minutes at a restaurant when I just want to get back home before 7:30p.m.  I tend to eat burgers and fries because I can't hold a fork and eat a salad when I drive. I need to spend more time taking care of myself.  Sometimes I will have to stop and eat a salad in a restaurant rather than race home. I hope this will lead to consistent weight loss.

3. Contribute a minimum of $11,000 to retirement with the goal of having $65,000 in retirement accounts by the end of the year. I only have $48,000 invested. This is a stretch and the market really needs to cooperate for me to make this goal.

4. Buy a new car.  I want to purchase a new car to replace my 13 going on 14 year old car. (It turned 13 in October of 2019.) I still have the original sale paperwork from when I purchased it. It's starting to show its age and because I do travel a bit I want to make sure I can get to my hearings, depositions and meetings without breaking down on the side of the road.

5. Less screen time. I want to spend less time on my phone.  Those dang screen time apps are quite a revelation!

6. Give a minimum of $500 to charity.  This is an increase of $100 from last year.  Slow, but steady increases.

7. Read 10 books.  I used to read voraciously as a a child and young adult.  Life is really getting into the way.

8. Increase Emergency Fund to $20,000. 

9. Exercise more and consistently.  I am wildly inconsistent with exercise.  I sometimes exercise everyday and then sometimes, not for weeks at a time. 

10. Continue building sinking funds for medical, pets, etc. I may add a Christmas fund to this list too.

What are your 2020 goals?  Is there anything you think I should add?


  1. I agree with you on the screen time apps! Yikes, they are a definte reality check.

    I want to read more books this year as well, and it might happen if I can stay off my devices.

    Good goals, by the way. :-)

  2. Cut up veggies and have a little container of dip, you can sack on those while you drive. That will help. Your goals are impressive.

  3. I know you're trying to cut down on screen time, but one way you could read more books is the the Libby app. It's an app that is paired with you library card/library. You could read books on your phone in your down time at work/breaks.

  4. Good job on setting some goals for 2020. I'm a firm believer in having something to reach for!

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