Saturday, July 26, 2025

Update on 2025 Goals

 


1. Pay mortgage down to under $120k. I currently owe just over $135k
I am paying an extra $500 a month on my mortgage. I also hope to get a bigger year end bonus and apply a portion of that to the mortgage this year. 

I am now down to $124,000 and something (need to find the exact number) on my mortgage.

2. Increase contribution to 401k to 10% from 8%
I currently am contributing 8% of my $168k salary. I expect a 5% raise to $176k. I will increase my 401k contribution to 10% of my new salary. 

My raise was to $175K. I increased my 401k contributions to 10%.

3. Increase savings account (Marcus) to $50k, currently at approximately $40k 

I've always had anxiety over job loss. I hope to keep a $50k savings account for my emergency fund and household expenses. 

My savings account is over $50k now.

4. Max out Back door Roth Contributions
Complete!

5. Lose 30lbs
Ugh!

6. Read 12 books
I need to get a count on books read.

7. Take one trip
Done! My friend paid for everything! 

8. Exercise and move more.

Definitely better than last year!

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