Let's see how I did on my 2017 goals. (I know this is super late as it is almost the end of January.)
1. Increase emergency fund from $15,000 to $17,500.-FAIL
I only got my EF to $16,845 by the end of the year. Close, but no cigar. I gotta do better with this for 2018.
2. Add $9,500 to my retirement with an overall goal of having $20,000 in retirement savings by the end of the year.--PASS!
I contributed $9,500 to retirement for the year. I believe between my
roth and taxable I ended the year with approximately $22,000 for retirement.
3. Pay an extra $100 a month on the mortgage, with an end goal of having
the balance under $210,000 by the end of the year.- PASS
I
paid at least $100 extra on each mortgage payment for the year. After my raise, later in the year, I put $290 extra on my mortgage each month.
4. Save an additional $2,500 into car replacement fund with the end goal of having
$5,000 in the car replacement fund by the end of the year. PASSISH
I had $4,972 saved for my replacement car by the end of the year.
5. Pay off furniture I bought before expiration of 0% financing period. --PASS.
I paid this off in approximately 2 months- no interest paid!!!
6. Read 12 books- FAIL
I have only completed 5 books for the year. Sad, just sad.
7. Write a book- FAIL
Lots of ideas- no actual writing
8. Lose 10 lbs- FAIL
no progress, but no weight gain either!
9. Donate $200 to charity- PASS
donated $50 to my law school, $50 to
legal services for the poor and $100 to a legal fund designed to assist
the victims of Hurricane Harvey.
10. Get more life insurance- FAIL
Was hoping to lose weight first.
11. Build a separate car maintenance fund. - PASS
I funded a care maintenance fund, but I don't believe it ever got above $100.
12. Look into and focus on career options.- PASSISH
I did a lot of research, but never settled on any specific plan.
I did a lot of travel last year and helped care for an ill family member. Those 2 items were major triggers for overspending to me. I need to do better this year and make sure I don't spend emotionally. I hope you all did better on your 2017 goals than I did. Let's make 2018 a great financial/goal year!
I think you did amazingly well with your goals. You completed the majority of them and came very close with the others! Congrats!
ReplyDeleteThank you! I just struggle with the fact that I did not complete them all, it drives me crazy!
DeleteI agree that you did well. Don't beat yourself up. It's a new year!
ReplyDeleteI am so task and goal driven. It drives me crazy when I can't check the box!
Delete