1. Pay mortgage down to under $120k. I currently owe just over $135k
I am paying an extra $500 a month on my mortgage. I also hope to get a bigger year end bonus and apply a portion of that to the mortgage this year.
I am down to $113,023 remaining!
2. Increase contribution to 401k to 10% from 8%
I currently am contributing 8% of my $168k salary. I expect a 5% raise to $176k. I will increase my 401k contribution to 10% of my new salary.
My raise was to $175K. I increased my 401k contributions to 10%.
3. Increase savings account (Marcus) to $50k (started at approximately $40k).
I've always had anxiety over job loss. I hope to keep a $50k savings account for my emergency fund and household expenses.
My savings account is at $51,174.
4. Max out Back door Roth Contributions
Complete!
5. Lose 30lbs
I lost about 6lbs and gained it all back.!
6. Read 12 books
I stopped counting and now I can't find the list I had of completed books. I may start listening to audiobooks.
7. Take one trip
Done! My friend paid for everything as a birthday gift to me! We later went on another trip for her birthday.
8. Exercise and move more.
I definitely moved more than last year, but did not keep track of any metrics. Oh well.
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