Friday, April 1, 2016

Roth IRA

Last night I actually sat down and opened up a Roth IRA through Vanguard.  It was super easy.  I haven't bought any shares yet as the funds that I would like to participate in all have $3,000 minimums.  I transferred over $1,600. I only have about 2 weeks to get the remaining $3,900 into the Roth for 2015.  I really just want to get the $5,500 into it for 2015.  Then I can work on getting the $5,500 for 2016 over the course of the next year.  I would love to end 2017 with $16,500 for retirement.  It would really make me feel like I am getting caught up on all of the years I missed out on saving for retirement.

Anyways, maybe I will take the money out of my emergency fund and then replace it over the next few months.  I hate to take money of out my emergency fund, but I don't know any other way to make the numbers work. 


  1. Great decision that you'll never regret. I'm a Roth fan and a Vanguard fan!

    1. Thanks! I'm learning so much about investing.

  2. I'm planning on opening a Vanguard account soon too, have been reading up on them and I think they are good long term investment.

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