Remaining debt free (Except for my mortgage) is HARD! There are so many temptations out in the world that make me want to spend money and finance things!
For example, I really want to buy new furniture, pretty much for the whole house, but I don't have enough money saved. However, all of these furniture stores have amazing Memorial Day and Labor sales!! My credit score is high and I would qualify for all sorts of amazing low or 0% deals on furniture. Somehow, I have managed to stick to my guns and I have not yet financed anything, but every time I see an ad...I start to salivate a little.
Also, since my recent vehicle scare- I have been noticing all of the nice, shiny, new cars around me. It would be so easy to buy a new car. I just would instantly regret the monthly payment!!
Temptation is everywhere and all around me. It's so hard to resist. I am now realizing how people can fall into an entitlement mentality. I have been working exceptionally hard lately at work. I worked all of last weekend and I will work most of this weekend. I will probably have to work the weekend after that. I won't receive a raise or a bonus. I won't even get a thank you. It's extremely stressful and it would be nice to come home to a nice comfortable bed (instead of my 14 year old bed and mattresses). Yet, I realize that I am not entitled to a new furniture and that I can save up and buy it when I have the money. I will continue to resist the temptation, as I would rather have some financial security and, hopefully one day, financial independence!