I have been spending quite a bit of money on gardening lately. Pretty much the majority of my budgeted spending money and part of my slush fund. While I "need" new furniture and tons of other material things I feel like spending money is the yard is the best bet for my money. $100 in the yard goes a lot further than $100 in the house. I have purchased some beautiful flowers and hanging baskets. I hope nothing dies, it appears we will have at least one more cold snap.
Friday is payday so I will post an update in the near future on the breakdown of the paycheck. This will be the first time that I pay extra on my large student loan, the only one left at this point. That makes me happy to know that I will finally be making a little progress on it, even if it's not as much as I'd like. Typically only about $1,600 goes to principal on the loan for the entire year. The interest rate is 2.88%. I hope to get close to $4,000 in principal paid down on the loan this year.
I had my evaluation for my root canal last week and my appointment is scheduled for March. I paid $100 for the evaluation and the actual root canal will cost $990. I really need to be sure to keep all of my medical receipts together for tax purposes next year. I might actually beat the 10% floor for the medical expense deduction this year. I hate to spend the money, but since I have to I hope to get a benefit from it in the long run.
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